Personal insurance

As a corporate insurance broker, we offer a risk-based approach to provide you with dynamic and effective management of your personal insurance policies.

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Reduce your administrative workload and optimize your costs

Our qualified experts handle all the tasks involved in managing your personal insurance portfolio and suggest possible optimizations to maintain a high protection/cost ratio.

Activate the right personal insurance solution for your business

As corporate insurance brokers, we offer different models for managing and financing your company’s risks (hybrid model, self-insurance).

Analyze your absenteeism and identify risk groups

To support the management of your insurance portfolio, we provide dashboards that enable dynamic analysis of absenteeism statistics and assist you in reducing it with specialized partners.

Support for complex cases

We put our specialized team at your disposal to handle complex claims and coordinate with the social security authorities.

Choose your optimum waiting time

Select your waiting period, taking all costs into account: wages, social security contributions, and daily allowances.

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What we do in concrete terms

From comprehensive risk analysis to complete claims management, our corporate insurance experts handle all processes related to your personal insurance portfolio.

Establish absenteeism statistics and support you in reducing absenteeism with specialized partners
Advice on the optimum choice of waiting period for loss of earnings due to illness
Innovative solutions tailored to your business (hybrid model, self-insurance)
Presentation of price and quality comparisons
Assistance with complex claims and coordination with social security authorities
Active monitoring of the market and changes in the legal framework
Support your employees anywhere in the world with our international solutions

Certifications

Make sure you have the appropriate internal controls in place.

ISAE3402 - TYPE 1

We have successfully completed an audit of the elements required to certify the existence of an internal control system for the management of an insurance portfolio.

Pricing

Pricing for insurance management is based on the annual volume of management hours. In the vast majority of cases, management costs are fully covered by the insurance brokerage fees we receive.

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BI Dashboard and HR Absence

BI and absence HR

We provide you with dynamic dashboards (Business Intelligence) to analyze your workforce, absenteeism and claims, and their evolution over time to facilitate decision-making.

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High-performance IT solutions

We offer online tools that enable you to view your insurance coverage, track your claims, monitor premium trends and schedule payments.

Gestion des assurances - BI - Consultez votre portefeuille d'assurance en ligne

View your insurance portfolio online

Our tool enables you to consult the list of your insurance contracts, their due dates and premium details at a glance.

Gestion des assurances - BI - Suivez vos cas de sinistre

Keep track of your claims

Our tool gives you secure access to the claims history of your insurance contracts.

Gestion des assurances - BI - Digitalisez vos documents d'assurance

Digitalize your insurance documents

Our tool allows you to store, consult and download your insurance documents and contracts online at any time.

Personal insurance: frequently asked questions

Using a corporate insurance broker means choosing a partner who analyzes your personal insurance risks and defends your interests over the long term. Through our corporate insurance brokerage approach, we support you in selecting appropriate coverage, negotiated with insurers, while simplifying the management of your contracts. In the event of a claim, we remain by your side to represent you and secure your procedures.

At Loyco, corporate insurance brokerage goes beyond setting up contracts. Our added value is based on a comprehensive approach that combines personal insurance, HR expertise, and understanding of administrative and financial challenges. We actively manage the processes related to your insurance and ensure their consistency with your company’s organization, for smooth, sustainable management aligned with your reality.

Our personal insurance solutions integrate directly with other Loyco Services, particularly the human resources management application and absence management tools. This interconnection enables automatic and secure data transfer, limits duplicate entries, and ensures reliable billing. You thus benefit from a corporate insurance broker who works closely with your HR processes, for simpler and more consistent management.